OK guys- I desperately need some advice! I am honestly stuck!
I am at a “crossroads” and I am not sure what to do anymore (which is totally unlike me btw – I normally have a solution for EVERYTHING! I excel at it normally – must be the Virgo in me.:)).
So, basically, my bf and I just moved to Cali (which is something I have been dreaming about for oh about the last 10 years!) – things like money and job always kept me from getting here. Well, I am finally here as a friend helped us with moving expenses etc. But to make a long story short, we got here at the beginning of this past Feb. and than a few weeks later the recession hits. So, now, we are really scrounging. We can’t find jobs and the project my bf was counting isn’t getting the money promised.
Anyhow, I have never in my life had trouble getting a job before like I am now.ANd it is really killing my self-esteem. I worked really hard about 4 years ago to change to IT and I was finally making good money and climbing myself out of debt (I hardly made any money in my previous career) But now, as some of you might know, lots more of IT is getting outsourced overseas (I won’t get into that but it makes me mad). The jobs that are available are higher level and I don’t qualify.(I still apply but of course I hear nothing)
I have had about four different careers in my life so far and I swore I would never switch again but I can’t even stand IT anymore because of the competition and now with the recession it is even worse. To do a recap on my life, I have had about four major careers: cosmetologist, medical records, zookeeper and IT.
And yes, I have thought about going back to these. The animal jobs are few and far between even though I qualify for them but they hardly pay enough (the reason I was in debt the first time). Probably out of all those jobs that is closet to my true calling.
So, I really want to do the raw/hair business thing as some of you who have read my other thread do know but that is going to take a while and some start up money which I don’t have right now. Honestly, i don’t even have the money to buy supplies and certainity don’t have the money to apply for a permit or whatever else I will need.
Right now, we don’t have a car either which is making it even harder to job search because the public transport out here isn’t the greatest(we had a car when we got out here but it went to bust). I was going to do dog walking and pet sitting as a temp thing but can’t do that without a car! So, that was my original backup plan which I can’t implement.
I feel like I am back to when I was 20 and didn’t have a car and had to take buses all over the place. Today, I went to Whole Foods go to shopping and could hardly carry all the stuff home with me back on the bus. Ugh!
I guess I feel like everytime I take one step forward that I get knocked two steps back lately. The only way I am going to be able to pay my bills this month is to break into my 401K (I know, I know people say not to do it but what good is it if I can’t use the the money when I really need it? Right now, I honestly do not have a choice – I know people are doing it with the housing crisis – is it really such a bad thing to do? I would rather give up my precious 401k than not be able to pay my bills).
This the first time in my life where I can’t think of a way out of a problem like this. I normally always have some sort of backup idea for things. Like backup money to pay bills if I am financially strapped (btw, I DID have a savings but that is gone too).
Another thing that depresses me is that I was finally getting out of debt when I had a great IT job for 4 years (fyi I got laid off) – I had money in my savings and everything which I never had before) and now I feel like I am back to square one financially.
Believe me, I rack my brains day and night to try to come up with some way to make money just to pay the bills. I have sold stuff in my house (only a few thing people don’t seem to be wanting to spend money lately!) that I don’t need, already used my tax refund which wasn’t much, moved my credit card balances around to a low interest one, my bf has borrowed money from his mom and his friend (we can’t borrow anymore – I can’t ask my parents either). So, now, I going to have to start to sell things that will fetch a decent price but I really don’t want to sell. :(
Anyhow, I think I need to do a career change AGAIN - but have no idea how I would pay for any training or where what to do. I kinda of thought about trying massage therapy. Does anyknow what training that entails and what the cost is? how much do they typically make> I have a Bachelors. I want to do something in an area that doesn’t have as much competition for jobs but pays decent – something that can’t be outsourced overseas too! I was reading that the most secure jobs now are in healthcare.
Anyhow, sorry this is so long, thanks for reading. I will really appreciate any advice or stories you guys can give me. I don’t really have anyone to talk to about this except for my bf I don’t have any friends out here. (can’t talk to the parents about money – oh no way!) I just honestly don’t know what to do anymore – I feel like there is a wall in front of me and I don’t know how to get around it. What should I do?